ACI FRAMEWORK v1.0 — METHODOLOGY
Published risk methodology for digital credit.
Methodology, computation engine, and verification layer
Effective1 April 2026
CRO sign-offrequired for changes
Risk Indicator calculations are deterministic when the approved inputs, methodology version, engine version and configuration are held constant
Version-controlled
ACI Framework — Version History
| Version | Status | Effective From | Effective Until | Notes |
|---|---|---|---|---|
| v1.0 | ACTIVE | 1 April 2026 | — | Initial release: computation engines, deterministic calculator, IC dashboard, methodology portal. The framework took effect on 1 April 2026; each module came into force on its own date: Modules 1A, 1B and 1C on 1 April, Module 4 on 17 April, Module 5 on 19 April, Module 6 on 21 April, Module 7 on 22 April and Module 8 on 25 April 2026. |
Recomputation on version transition
When a new framework version becomes active, existing provider scores are not automatically re-scored. Scores are updated at the next scheduled rescore event under the new version.
Every weight, threshold, and hard cap is published here
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